General property news about mortgages and interest rates. Discussion about adverse credit and self cert mortgages for business people.
There is a long standing debate within the residential mortgage market around the viability of interest only mortgages. The Financial Services Authority (FSA) have made no secret of their distrust of lenders who rely on interest only lending. However, some consider that this is a consumer driven product and it is quite likely that most …
As of 1st of February the Land Registry launched a new form (LL) allowing property owners to register a restriction against the title of their home if they do not live at the property.
This list is probably going to grow, but trying to collate a listing of the best apps being used by mortgage brokers.
Over the last few weeks there has been the usual flurry of reports about the state of the property market in England. Here’s a quick round up of the land registry’s take compared with the Nationwide and Halifax reports. Land registry index Apparently London was the only area to see property values increase last year, …
Some recent statistics show that the lending situation is starting to recover. The Council of Mortgage Lenders has released figures that show a 20% increase in lending from February to March, and although the lending figures are down from a year previously. Throughout the recession house prices and mortgage lending dropped consistently over a number …
Some Confusion over the state of the housing market in England. This is not really news, after all anyone actually involved in either buying or refinancing property recently will instinctively know that the situation has not improved (or got worse) in the last few months. It’s to early to say whether the governments latest attempts …