Mezzanine finance is the funding that makes up the difference between the level of bank funding and the actual project cost. Mezzanine deals can sometimes enable a property developer to take on a project which they might otherwise not be able to finance. In a mezzanine scenario the bank loan is often referred to as …
In the short-term there are going to be some rocky times ahead in the Commercial Mortgage arena. However, looking further ahead the picture looks quite interesting with competition likely to drive rates down and force lenders to be innovative in their commercial mortgage pricing. We have moved on from a market dominated by the high-street …
Despite a few recent hiccups the UK economy is strong and in particular the UK property market generating excellent returns for investors. The UK property market is not only attractive to overseas institutional investors like banks, but also to individuals. There are three distinct types of foreign investor we can consider; foreign UK residents, ex-pats …
The commercial property market in the UK is estimated to be worth around £600 billion, and with rates rising it is inevitable that some business are going to start feeling the effect. However, the impact of commercial mortgage rate rises is not going to be uniform with certain sectors more susceptible than others. With a …
The roe that solicitors place in the mortgage market has become increasingly high profile over recent years, but perhaps more so in the commercial arena. Conveyancing is a vital part of the property purchasing process and solicitors who embrace the latest advances can help drive the process forward. There are many types of solicitors and …
Some confusion exists as to what a buy to let commercial mortgage actually is. Some brokers and lenders used to regard residential buy to let mortgages as commercial propositions, leading to a mindset that all buy to let mortgages were commercial in their nature. With more property investors eager to include commercial property in their …