Latest News About Property Finance - Page 16 of 19

Secured Loans – Time to Regulate

10/11/201801/08/2007 by Property Funding

During a recent speech the outgoing chief executive of the Financial Services Authority (FSA) publicly stated that he would like to see secured loans come within the regulatory umbrella of the FSA’s control. It was suggested that the current regulatory regime, with the office of fair trading (OFT) covering some consumer transactions, and not others …

Buy to Let Blues

10/11/201820/06/2007 by Property Funding

The succession of recent interest rate rises is starting to have an impact on the [tag]buy to let[/tag] market. The inevitable consequence of this is that some lenders are tightening their criteria for new borrowers. This means that unless a new entrant to the buy to let market can come up with a large deposit …

Bridging Loans Explained

10/11/201811/06/2007 by Property Funding

Bridging loans can be used for almost any purpose so long as there is enough equity in the property. The UK Bridging Loan market is estimated to be worth £2.5 billion and the demand for bridging loans is believed to be growing by 25% year on year. Bridging finance can be made available for many …

The Public Face of Bridging Finance

13/11/202306/06/2007 by Property Funding

The [tag]Bridging Finance[/tag] market is reported to be currently worth about £2 billion per year, which would make it a significant part of the UK property finance market. Despite its size the [tag]Bridging[/tag] market is surprisingly under represented in the mainstream media. Bridging Finance is set to continue to be a major component in the …

Home Information Packs take a dive

10/11/201830/05/2007 by Property Funding

Are [tag]HIP’s[/tag] delayed or cancelled? The government (in the form of Ruth Kelly) has now said that [tag]Home Information Packs[/tag] will be required for all properties with four bedrooms or more from 1^st August 2007. The whole affair has been an embarrassment to the government, with the original proposals stripped to the bare bones.

Home Information Pack Pricing Details

10/11/201830/04/2007 by Property Funding

Some of the companies who have invested the most in the provision of Home Information Packs have started to release so of their pricing plans. LMS are believed to be the first to market with their offering. Their report will consist of an Energy Performance Report (EPC) and all the necessary local searches.