Is renting really more expensive than buying property?

According to Zoopla buying property is now cheaper than renting in 47 of the 50 largest towns and cities across the country. However Zoopla have been a little bit loose with their maths to arrive at that conclusion. They have taken a 100% Loan-to-value mortgage product (which probably does not exist) and compared the monthly …

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How will Commercial Mortgage Brokers React to New Rules?

Companies will no longer be able to offer customers mortgage suggestions about a non-advised basis under proposals in the Mortgage Market Review. And whilst the activities of commercial mortgage brokers are not currently regulated it could have a knock on effect. The FSA says it felt borrowers could not make the main difference between what …

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Introduction to Commercial Mortgages

This is an introduction to commercial mortgages to help you understand what you need to do to successfully get a commercial mortgage for your business. The principles are the same whether you are a sole trader or limited company.  However it is worth bearing in mind that most limited companies have multiple directors, so as …

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Mortgage Lending – Some positive news

Arbor Realty Trust, Inc. : Announces Pricing of Public Offering of Common Stock

Some recent statistics show that the lending situation is starting to recover.  The Council of Mortgage Lenders has released figures that show a 20% increase in lending from February to March, and although the lending figures are down from a year previously. Throughout the recession house prices and mortgage lending dropped consistently over a number …

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Anyone’s guess what house prices are doing.

Some Confusion over the state of the housing market in England. This is not really news, after all anyone actually involved in either buying or refinancing property recently will instinctively know that the situation has not improved (or got worse) in the last few months. It’s to early to say whether the governments latest attempts …

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